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Month: February 2026

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12 Most Common Employee 401(k) Questions

Most employees don’t fully understand how their 401(k) works. This guide answers the most common 401(k) questions for 2026 – from contribution limits and employer matching to fees, vesting, Roth options, and withdrawals – so you can avoid costly mistakes and make smarter decisions with your retirement savings.   #1 How Much Can I Contribute… Continue reading 12 Most Common Employee 401(k) Questions

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401(k) Catch-Up Contribution Rule Changes for 2026

Summary Starting in 2026, higher earners age 50 and older must make 401(k) catch-up contributions as Roth contributions if prior-year FICA wages exceed $150,000. This rule impacts take-home pay, tax planning, and retirement strategy – making it critical to plan ahead.   What Changed in 2026 with 401(k) Catch-up Contributions? Starting in 2026, the rules… Continue reading 401(k) Catch-Up Contribution Rule Changes for 2026