Retirement Income Planning

Every retiree needs a plan for creating and sustaining income

Is the possibility of outliving your savings a concern?

84.2 Years

Average male life expectancy per Social Security (if 65 now)

86.8 Years

Average female life expectancy per Social Security (if 65 now)

How long does your income need to last?

Click here: Social Security Life Expectancy Calculator

Retirement Income Plans

Not just for the wealthy
The goal is a worry-free retirement
Maximizing income through sophisticated and institutional income investments
Income plans with tax mitigation strategies

We create opportunities for your long-term growth potential, as well as income throughout your retirement.

Our comprehensive planning will assess your current income needs, inflation, and future goals to build the income plan that suits you and your family best. Once we understand your income needs, we design a custom plan meeting your risk guidelines and investment objectives.

From Now to 100

Our plans cover hypothetical scenarios you might expect from now until your retirement date, then year by year until age 100. This gives our clients added peace of mind knowing what the plan is and how to stay on the path.

Once the plan is in place, we meet quarterly with you to review and make changes if necessary.

Annuity Stress Test

Don’t buy an annuity without a stress test
Annuity fees, value, and growth matters
Only purchase an annuity if it is appropriate!

Annuities are not the only avenue for income but many have used them for that purpose. However, the issue with many annuities is they are not appropriate for the person who purchased them. An annuity stress test can help you understand what you’re paying in fees and the type of portfolio growth you need to maintain your lifestyle in the future.

Our tools break down all the complex details of your current policy. We can walk you through the pros and cons to help you better understand things like mortality and expense fees and riders. Once the stress test is completed, we will help you understand all your options.