Insurance Services

Advisory Services

Month: March 2025

Published
Categorized as Uncategorized

Pre-Retiree Confidence Is Declining: How to Prepare Now

We feel retirement planning has never been more important, yet confidence in a secure financial future is shrinking. A March 2025 Fidelity Investments® State of Retirement Planning study reveals that while 7 in 10 of those currently in retirement feel stable, confidence in retirement outlook among pre-retirees has dropped by 7 percentage points from last… Continue reading Pre-Retiree Confidence Is Declining: How to Prepare Now

Published
Categorized as Uncategorized

One Move That May Improve Your 401(k) Returns in 2025

If you’re looking to improve your 401(k) performance in 2025, there is an often-overlooked strategy that may help.  It’s called rebalancing. And failing to rebalance your portfolio could mean losing more than necessary in down markets or not maximizing gains in strong ones. Yet, many 401(k) investors often fail to rebalance, and, in doing so,… Continue reading One Move That May Improve Your 401(k) Returns in 2025

Published
Categorized as Uncategorized

Worried about the Market? Here’s What You Need to Know

When markets drop, it can be easy to panic.  But history shows that staying invested through downturns can often be the smartest move. In this special market update, we break down what’s happening right now – and why sometimes doing nothing may be the best strategy.   What’s Going on in the Market We’re seeing… Continue reading Worried about the Market? Here’s What You Need to Know

Published
Categorized as Uncategorized

Think Social Security Will Cover Retirement? Think Again.

Many Americans mistakenly believe Social Security will be enough to fund their retirement – but reality paints a different picture.  Consider the most recent cost of living adjustment. The 2025 Social Security COLA increase is just 2.5%.¹ This minimal increase means “retired workers’ Social Security checks will grow by around $48 a month, going from… Continue reading Think Social Security Will Cover Retirement? Think Again.