Saving for retirement is critical, but many in their 20s and early 30s put it off. It’s easy to see why. It’s not cheap to build a new life, buy a home, or start a family. Add in inflation, the high cost of housing, and rising interest rates, and it is understandable why many in… Continue reading Saving for Retirement When You Are In Your 20s
Back-to-school shopping is in full swing. Have you made space in your back-to-school shopping budget for hidden school costs? Recently, the following Facebook post went viral. According to the 2023 Deloitte back-to-school survey, parents are expected to spend $597 per child on back-to-school shopping.¹ One reason it is so expensive is that the prices of… Continue reading 12 Tips for Dealing with Hidden School Costs
The financial stress of taking care of kids and parents should not be glossed over or ignored. Parents typically feel financial stress, with new reports suggesting it costs a middle-class family with two children $310,605 to raise children from birth to age 17.¹ This is generally broken down into the following percentages: 32% to housing… Continue reading How to Deal with Financial Stress of Taking Care of Kids and Parents
Parents strive to protect their children, and this often means hiding family financial issues. But should you talk to kids about money problems? The answer is YES. Shielding them may actually be doing more harm than good. Consider these results from two important studies: “In 2010, the American Psychological Association (APA) found that during the… Continue reading Should You Talk to Kids about Money Problems? Yes. Here’s How.
Americans have celebrated the signing of the Declaration of Independence on the 4th of July since 1776, even though the Declaration of Independence wasn’t signed until August 2, 1776. There is a lot of fun history to learn about the 4th beyond the confusing sequence of dates surrounding the holiday. For example, even though the… Continue reading The 4th of July: Then and Now
