Just like that, we are headed into spring, which means it’s time for a financial checkup using our second quarter personal finance tips for 2022. Many Americans entered 2022 with big financial goals. According to the New York Life Wealth Watch survey:¹ When asked how they were feeling about their finances going into the new… Continue reading 12 Second Quarter Personal Finance Tips
Far too often, parents prioritize college savings over retirement savings. While many believe they are doing the right thing helping their children avoid financial misery, they fail to realize that prioritizing college savings over retirement leads to more than one generation struggling financially. It’s becoming more common for parents and grandparents to take out loans… Continue reading College Savings Mistakes to Avoid [What to Do Instead]
401(k) plans are a valuable tax-advantaged retirement savings tool for many Americans. With it often being the largest retirement asset investors own, it’s critical investors understand how to maximize savings so they earn and keep more to enjoy during retirement. The problem is many 401(k) myths keep investors from doing just that. They think they… Continue reading Are These 401(k) Myths Costing You Money?
With cybercrime on the rise, and the threat of it increasing as a form of warfare, it’s critical we do what we can to protect our personal data and bank accounts. At press time, Russia has invaded Ukraine, and they have already launched cyberattacks on Ukrainian banks and government websites. According to U.S. intelligence reports,… Continue reading 20 Cybersecurity Tips: Protect Yourself in 2022
