Month: October 2021

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10 Ways to Avoid Taking on Holiday Debt This Year

The holiday season will be here before we know it. Don’t let it sneak up on you; otherwise, you may find yourself racking up holiday debt. According to the National Retail Federation, “Retail sales during 2020’s November-December holiday season grew an unexpectedly high 8.3 percent over the same period in 2019 to $789.4 billion.”¹ Keep… Continue reading 10 Ways to Avoid Taking on Holiday Debt This Year

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5 Must-Know Details about Your 401(k) Plan

If you’re confused by your 401(k) plan, you aren’t alone.   According to a J.P. Morgan 2021 Defined Contribution Plan Participant Survey, 401(k) investors are “overwhelmed and unsure about the various aspects of retirement planning.”¹ In fact, 52% feel they are presented with more plan information than they can absorb.² Perhaps this is why 51% of… Continue reading 5 Must-Know Details about Your 401(k) Plan

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16 Tips for Encouraging Kids’ Good Financial Habits

Parents should be intentional about teaching their kids good financial habits because, if they don’t, no one else will. According to Next Gen Personal Finance, a high school personal finance curriculum company, only 16.4% of U.S. high school students are required to take a personal finance course.¹ And Nitro, a student loan educational website, recently… Continue reading 16 Tips for Encouraging Kids’ Good Financial Habits