And just like that, we’ve reached the 4th quarter, which means it is time to review where you stand financially. The good news is, there is still time to get your financial ducks in a row before the end of the year with a personal finance checklist. To make this process as easy as possible,… Continue reading 4th Quarter Personal Finance Checklist
“Should I borrow from my 401(k) to get a house?” is a question that comes up quite a bit, especially with first-time homebuyers. It’s understandable because it can be difficult for many first-time homebuyers to accumulate enough savings to make a down payment. It’s standard for banks to require as much as 20% down, and… Continue reading Is It a Bad Idea to Borrow from My 401(k) to Get a House?
When it comes to retirement planning, there is often a big discrepancy between how much money people think they need and how much they actually need. And so, year after year, investors fund their retirement accounts based on how much they can afford to save now, rather than really understanding how much they may need… Continue reading Are You Saving Enough to Cover These Retirement Expenses?
Planning for retirement may include choosing between traditional and Roth 401(k) plans. Unless you are a financial advisor or have spent a significant amount of time reading up on both, it may be difficult to understand the difference between a traditional 401(k) and a Roth 401(k). Not to worry. We’ve got you covered. Read on… Continue reading Traditional 401(k)s Vs Roth 401(k)s: Which One Is Right for Me?
